When you're building your insurance agency, you're not just working for today—you’re building an asset you may one day want to sell. Whether you're planning to retire in five years or fifteen, it's never too early to think about your exit strategy. And here’s the good news: being part of a franchise like America One can significantly increase the resale value of your agency compared to going it alone.
Franchises vs. Independent Agencies: What's the Difference at Exit?
According to industry research, businesses that belong to a franchise network or agency aggregator consistently sell for more money than independent businesses—even when their sales and earnings are the same. A recent U.S. study of over 2,100 small business resales found that franchise businesses sold for 1.5x more than comparable independents.
Why? It comes down to trust and structure. Buyers see a branded, established franchise like America One and feel more confident about the future. They know they’re not just buying a book of business—they’re buying into a system that works.
What Makes a Franchise Like America One More Valuable?
Here are a few reasons why joining an insurance franchise, agency aggregator, or insurance cluster like America One can give you a leg up when it’s time to sell:
✅ Brand Recognition
America One is a recognized and respected name throughout Michigan and beyond. That kind of brand power builds buyer confidence and drives up your valuation.
✅ Proven Systems and Support
Franchise owners benefit from training, operational support, and a proven model that reduces risk. That’s appealing to buyers, especially those new to the industry or scaling up.
✅ Better Books = Better Offers
Being part of a franchise means having cleaner financials and easier-to-track performance metrics—two things every buyer (and their lender) wants to see.
✅ Easier Access to Buyers
There’s a bigger pool of potential buyers interested in franchise-affiliated agencies. Some are already in the America One network and want to expand. Others are looking to get in, and your agency is their entry point.
✅ More Favorable Valuation Multiples
Independent agencies in Michigan often sell for 1.5–1.6x annual revenue. But an agency under a strong franchise model like America One? You could see 2x or more, depending on your book size, retention, and profitability.
Your Retirement Could Be Worth More Than You Think
Being part of a trusted Michigan-based insurance aggregator like America One doesn't just help you grow while you're in business—it helps you get more when it’s time to exit. You’ve worked hard to build your agency. Let’s make sure you get the maximum value when it’s time to enjoy the next chapter.
Ready to Talk Exit Strategy?
Whether you're thinking of retirement or just planning ahead, we're here to help. Contact America One today to learn how being part of our franchise and insurance cluster can boost the long-term value of your business.
📞 Call us at (517) 349-3310
🌐 Visit us at www.americaoneinsurance.com
Franchises vs. Independent Agencies: What's the Difference at Exit?
According to industry research, businesses that belong to a franchise network or agency aggregator consistently sell for more money than independent businesses—even when their sales and earnings are the same. A recent U.S. study of over 2,100 small business resales found that franchise businesses sold for 1.5x more than comparable independents.
Why? It comes down to trust and structure. Buyers see a branded, established franchise like America One and feel more confident about the future. They know they’re not just buying a book of business—they’re buying into a system that works.
What Makes a Franchise Like America One More Valuable?
Here are a few reasons why joining an insurance franchise, agency aggregator, or insurance cluster like America One can give you a leg up when it’s time to sell:
✅ Brand Recognition
America One is a recognized and respected name throughout Michigan and beyond. That kind of brand power builds buyer confidence and drives up your valuation.
✅ Proven Systems and Support
Franchise owners benefit from training, operational support, and a proven model that reduces risk. That’s appealing to buyers, especially those new to the industry or scaling up.
✅ Better Books = Better Offers
Being part of a franchise means having cleaner financials and easier-to-track performance metrics—two things every buyer (and their lender) wants to see.
✅ Easier Access to Buyers
There’s a bigger pool of potential buyers interested in franchise-affiliated agencies. Some are already in the America One network and want to expand. Others are looking to get in, and your agency is their entry point.
✅ More Favorable Valuation Multiples
Independent agencies in Michigan often sell for 1.5–1.6x annual revenue. But an agency under a strong franchise model like America One? You could see 2x or more, depending on your book size, retention, and profitability.
Your Retirement Could Be Worth More Than You Think
Being part of a trusted Michigan-based insurance aggregator like America One doesn't just help you grow while you're in business—it helps you get more when it’s time to exit. You’ve worked hard to build your agency. Let’s make sure you get the maximum value when it’s time to enjoy the next chapter.
Ready to Talk Exit Strategy?
Whether you're thinking of retirement or just planning ahead, we're here to help. Contact America One today to learn how being part of our franchise and insurance cluster can boost the long-term value of your business.
📞 Call us at (517) 349-3310
🌐 Visit us at www.americaoneinsurance.com